I'm changing the status of my job. What is the best supplemental health insurance? - best supplemental insurance
He was amazed at Blue Cross / Blue Shield. There should also be short-term disability and long term. Suggestions?
Saturday, January 23, 2010
Best Supplemental Insurance I'm Changing The Status Of My Job. What Is The Best Supplemental Health Insurance?
2 comments:
There are 50 different BC / BS plans, one in each state, so it comes across on the condition in which you speak.
In my state, a very good plan with decent prices, but also in other states is not really good.
Depends.
If you are moving away from a health plan sponsored by their employer if the employer subsidizes the premiums, which to be prepared for an individual plan for a sharp rise in prices.
And it is a very good idea to have both ST and LT disability, if they can afford. They are relatively cheap to have what you lose the income, when compared to work.
Additional insurance is actually like cancer, heart disease, stroke, illness, accidents and so on. In general, will be paid directly to you in the event of a fall hazard. It is planned to be purchased in order to not extend the coverage of costs and expenses your insurance up. I use to colonial regime for my clients who want this coverage further. Disability Short and long term can generally of the same company that wrote the insurance be purchased. But the consulting firms tend to be short-term disability, you can buy. I'm not a fan of the Basel Committee, but the Basel Committee in each state is different. I suggest you ask around and find a good independent insurance broker in your area who can help. The products are not the same in every state, someone would be the best source for information on local, where you live.
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